![]() If seven or more withdrawals and/or transfers are made per month, a withdrawal fee of $10.00 will be assessed on each transaction beginning with the seventh withdrawal and/or transfer. If the balance is less than $100,000 at any time a $25.00 monthly maintenance fee will be assessed. Fees could reduce the earnings on the account. If the daily balance is more than $99,999.99 the interest rate paid on the entire balance in the account will be 2.62% with an annual percentage yield of 2.65%. If the daily balance is less than $100,000, the interest rate paid on the entire balance in the account will be 0.15% with an annual percentage yield of 0.15%. A penalty will be imposed for early withdrawal. You may not make withdrawals from your account until the maturity date. Additional deposits are allowed on the 182 Day Promo and 1 Year Promo CD with a minimum of $50 and an accumulated maximum of $250,000. Interest will be compounded semi-annually on the 1 Year Promo and 3 Year Promo CD and credited semi-annually. Interest will not compound on 182 Day CD Promo but will credit at maturity. The interest rate and annual percentage yield will be in effect for 182 Days, 1 Year, and 3 Years. ![]() Rate bump option allowed one time during the term based on current OCB 3 Year Options CD rate. Additional deposits to the 3 Year Options CD Promo are allowed with a minimum of $500 for maximum of $250,000. Certificate of Deposit (CD) provides an interest rate of 3.72% with an annual percentage yield of 3.75%. ***Minimum opening deposit for 3 Year Options CD Promo is $1,000. Certificate of Deposit (CD) provides an interest rate of 4.70% with an annual percentage yield of 4.76%. **Minimum opening deposit for 1 Year CD Promo is $10,000. Certificate of Deposit (CD) provides an interest rate of 4.30% with an annual percentage yield of 4.35%. *Minimum opening deposit for 182 Day CD Promo is $10,000.
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